Items that can be covered by short-term insurance for businesses:

Vehicle cover

Choose between different levels of cover for your car – comprehensive cover, limited cover or liability to other parties cover.

Buildings cover

This section covers your main building and outbuildings. Short-term Insurance also cover all permanent fixtures, fittings and improvements, such as driveways, walls, patios, swimming pools, gate motors, tennis courts and underground pipes. Dams and dam walls, loose gravel paths and coverings as well as pool cleaning equipment are excluded.

Contents cover

This section covers the furniture and other movable possessions inside your building.

All Risk cover

This section covers possessions that you or your colleagues or employees usually take away from his place of business. These items could have worldwide cover.

Business interruption cover

This section covers the financial loss you can suffer following an interruption to your business.

Electronic equipment cover

This section covers your computers, licensed software, and other electronic business equipment.

Employer’s liability

This section covers damages that you are liable to pay to an employee following an incident which occurred in the course of or in connection with this person’s employment with the business.

Money cover

This section covers your cash, cheques, postal and money orders, postage and revenue stamps, credit cards vouchers, and other negotiable instruments.

Public liability

This section covers damages that you are liable to pay following an incident that occurred in the course of or in connection with the business.

Stock cover

This section covers your raw materials, goods being manufactured or traded and other goods for which you are responsible as part of your stated business activity.

Stock in transit cover

This section covers your stock while it is being transported.

Employee dishonesty

This section covers losses following acts of fraud or theft by your employees.